Call reports 2017
PIQUA STATE BANK — 2017
What PIQUA STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 25,933,000 | 25,510,000 | 30,106,000 | 30,440,000 |
| Total loans | 12,686,000 | 12,795,000 | 12,521,000 | 12,168,000 |
| Allowance for loan losses | 233,000 | 236,000 | 284,000 | 269,000 |
| Securities available for sale | 1,794,000 | 1,779,000 | 1,755,000 | 1,396,000 |
| Securities held to maturity | 4,783,000 | 5,064,000 | 5,261,000 | 5,470,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,100,000 | 22,674,000 | 27,244,000 | 27,583,000 |
| Interest-bearing deposits | 13,312,000 | 13,092,000 | 14,313,000 | 15,006,000 |
| Noninterest-bearing deposits | 9,788,000 | 9,582,000 | 12,931,000 | 12,577,000 |
| Equity capital | 2,710,000 | 2,735,000 | 2,745,000 | 2,744,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 253,000 | 508,000 | 779,000 | 1,047,000 |
| Interest expense | 10,000 | 20,000 | 31,000 | 42,000 |
| Net interest income | 243,000 | 488,000 | 748,000 | 1,005,000 |
| Noninterest income | 57,000 | 116,000 | 154,000 | 203,000 |
| Noninterest expense | 249,000 | 514,000 | 749,000 | 1,039,000 |
| Provision for loan losses | 0 | 0 | 45,000 | 45,000 |
| Pretax income | 51,000 | 89,000 | 109,000 | 128,000 |
| Income tax | 4,000 | 9,000 | 15,000 | 15,000 |
| Net income | 47,000 | 80,000 | 94,000 | 113,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,679,000 | 2,712,000 | 2,726,000 | 2,744,000 |
| Total capital | 2,871,000 | 2,908,000 | 2,930,000 | 2,947,000 |
| Risk-weighted assets | 15,397,000 | 15,687,000 | 16,251,000 | 16,177,000 |