Call reports 2016
PIQUA STATE BANK — 2016
What PIQUA STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 24,875,000 | 25,203,000 | 24,939,000 | 25,770,000 |
| Total loans | 11,407,000 | 12,158,000 | 12,881,000 | 12,588,000 |
| Allowance for loan losses | 228,000 | 230,000 | 227,000 | 231,000 |
| Securities available for sale | 2,180,000 | 1,871,000 | 1,846,000 | 1,712,000 |
| Securities held to maturity | 5,251,000 | 5,246,000 | 4,566,000 | 4,788,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,107,000 | 21,786,000 | 21,663,000 | 22,989,000 |
| Interest-bearing deposits | 13,226,000 | 13,187,000 | 13,531,000 | 13,343,000 |
| Noninterest-bearing deposits | 8,881,000 | 8,599,000 | 8,132,000 | 9,646,000 |
| Equity capital | 2,649,000 | 2,716,000 | 2,757,000 | 2,668,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 225,000 | 486,000 | 745,000 | 988,000 |
| Interest expense | 10,000 | 21,000 | 32,000 | 42,000 |
| Net interest income | 215,000 | 465,000 | 713,000 | 946,000 |
| Noninterest income | 58,000 | 116,000 | 177,000 | 231,000 |
| Noninterest expense | 242,000 | 488,000 | 745,000 | 1,031,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 31,000 | 93,000 | 145,000 | 146,000 |
| Income tax | 0 | 6,000 | 11,000 | 15,000 |
| Net income | 31,000 | 87,000 | 134,000 | 131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,587,000 | 2,643,000 | 2,690,000 | 2,631,000 |
| Total capital | 2,749,000 | 2,832,000 | 2,885,000 | 2,825,000 |
| Risk-weighted assets | 12,968,000 | 15,143,000 | 15,604,000 | 15,533,000 |