Call reports 2015
PIQUA STATE BANK — 2015
What PIQUA STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 27,110,000 | 25,964,000 | 26,451,000 | 26,406,000 |
| Total loans | 10,708,000 | 11,156,000 | 11,638,000 | 11,491,000 |
| Allowance for loan losses | 195,000 | 219,000 | 222,000 | 225,000 |
| Securities available for sale | 3,760,000 | 3,818,000 | 3,520,000 | 2,382,000 |
| Securities held to maturity | 5,545,000 | 5,537,000 | 5,952,000 | 5,256,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,415,000 | 23,266,000 | 23,602,000 | 23,741,000 |
| Interest-bearing deposits | 14,000,000 | 14,336,000 | 13,969,000 | 13,889,000 |
| Noninterest-bearing deposits | 10,415,000 | 8,930,000 | 9,633,000 | 9,852,000 |
| Equity capital | 2,576,000 | 2,581,000 | 2,629,000 | 2,585,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 223,000 | 461,000 | 703,000 | 952,000 |
| Interest expense | 11,000 | 22,000 | 33,000 | 44,000 |
| Net interest income | 212,000 | 439,000 | 670,000 | 908,000 |
| Noninterest income | 50,000 | 104,000 | 165,000 | 226,000 |
| Noninterest expense | 251,000 | 508,000 | 758,000 | 1,026,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 11,000 | 35,000 | 80,000 | 107,000 |
| Income tax | 0 | 0 | 0 | 8,000 |
| Net income | 11,000 | 35,000 | 80,000 | 99,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,505,000 | 2,529,000 | 2,574,000 | 2,557,000 |
| Total capital | 2,657,000 | 2,681,000 | 2,733,000 | 2,714,000 |
| Risk-weighted assets | 12,090,000 | 12,129,000 | 12,664,000 | 12,537,000 |