Call reports 2014
PIQUA STATE BANK — 2014
What PIQUA STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 26,324,000 | 26,333,000 | 26,473,000 | 27,677,000 |
| Total loans | 10,449,000 | 10,982,000 | 10,643,000 | 10,852,000 |
| Allowance for loan losses | 229,000 | 229,000 | 227,000 | 212,000 |
| Securities available for sale | 3,402,000 | 3,336,000 | 3,381,000 | 3,167,000 |
| Securities held to maturity | 6,020,000 | 5,900,000 | 5,870,000 | 5,552,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,670,000 | 23,688,000 | 23,836,000 | 25,069,000 |
| Interest-bearing deposits | 14,592,000 | 14,587,000 | 14,169,000 | 13,804,000 |
| Noninterest-bearing deposits | 9,078,000 | 9,101,000 | 9,667,000 | 11,265,000 |
| Equity capital | 2,550,000 | 2,574,000 | 2,531,000 | 2,535,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 216,000 | 441,000 | 662,000 | 896,000 |
| Interest expense | 15,000 | 30,000 | 42,000 | 54,000 |
| Net interest income | 201,000 | 411,000 | 620,000 | 842,000 |
| Noninterest income | 44,000 | 91,000 | 141,000 | 187,000 |
| Noninterest expense | 270,000 | 527,000 | 822,000 | 1,050,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -25,000 | -24,000 | -60,000 | -52,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -25,000 | -24,000 | -60,000 | -52,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,522,000 | 2,523,000 | 2,486,000 | 2,494,000 |
| Total capital | 2,671,000 | 2,710,000 | 2,645,000 | 2,659,000 |
| Risk-weighted assets | 11,802,000 | 14,917,000 | 12,664,000 | 13,120,000 |