Call reports 2013
PIQUA STATE BANK — 2013
What PIQUA STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 26,137,000 | 25,912,000 | 26,431,000 | 25,678,000 |
| Total loans | 10,240,000 | 10,423,000 | 10,159,000 | 10,289,000 |
| Allowance for loan losses | 298,000 | 231,000 | 231,000 | 231,000 |
| Securities available for sale | 3,652,000 | 4,022,000 | 3,982,000 | 3,144,000 |
| Securities held to maturity | 5,063,000 | 5,275,000 | 5,625,000 | 5,809,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,349,000 | 23,206,000 | 23,740,000 | 22,983,000 |
| Interest-bearing deposits | 14,934,000 | 14,624,000 | 15,092,000 | 14,295,000 |
| Noninterest-bearing deposits | 8,415,000 | 8,582,000 | 8,648,000 | 8,688,000 |
| Equity capital | 2,650,000 | 2,609,000 | 2,581,000 | 2,575,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 214,000 | 426,000 | 624,000 | 841,000 |
| Interest expense | 17,000 | 32,000 | 47,000 | 62,000 |
| Net interest income | 197,000 | 394,000 | 577,000 | 779,000 |
| Noninterest income | 53,000 | 100,000 | 148,000 | 197,000 |
| Noninterest expense | 237,000 | 492,000 | 734,000 | 992,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 8,000 | -3,000 | -14,000 | -21,000 |
| Income tax | 0 | 0 | 0 | -2,000 |
| Net income | 8,000 | -3,000 | -14,000 | -19,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,574,000 | 2,563,000 | 2,552,000 | 2,547,000 |
| Total capital | 2,746,000 | 2,716,000 | 2,700,000 | 2,695,000 |
| Risk-weighted assets | 13,652,000 | 12,136,000 | 11,757,000 | 11,769,000 |