Call reports 2012
PIQUA STATE BANK — 2012
What PIQUA STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 25,478,000 | 26,356,000 | 25,265,000 | 25,485,000 |
| Total loans | 9,991,000 | 10,414,000 | 10,379,000 | 10,071,000 |
| Allowance for loan losses | 248,000 | 260,000 | 245,000 | 303,000 |
| Securities available for sale | 4,959,000 | 4,217,000 | 3,666,000 | 3,609,000 |
| Securities held to maturity | 4,651,000 | 4,644,000 | 4,764,000 | 5,071,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,706,000 | 23,496,000 | 22,451,000 | 22,681,000 |
| Interest-bearing deposits | 14,977,000 | 14,910,000 | 14,645,000 | 14,770,000 |
| Noninterest-bearing deposits | 7,729,000 | 8,586,000 | 7,806,000 | 7,911,000 |
| Equity capital | 2,584,000 | 2,626,000 | 2,648,000 | 2,645,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 217,000 | 441,000 | 660,000 | 887,000 |
| Interest expense | 22,000 | 41,000 | 60,000 | 77,000 |
| Net interest income | 195,000 | 400,000 | 600,000 | 810,000 |
| Noninterest income | 33,000 | 113,000 | 162,000 | 211,000 |
| Noninterest expense | 216,000 | 463,000 | 686,000 | 942,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 11,000 | 49,000 | 73,000 | 76,000 |
| Income tax | 1,000 | 4,000 | 4,000 | -26,000 |
| Net income | 10,000 | 45,000 | 69,000 | 102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,495,000 | 2,529,000 | 2,553,000 | 2,566,000 |
| Total capital | 2,643,000 | 2,702,000 | 2,725,000 | 2,736,000 |
| Risk-weighted assets | 11,737,000 | 13,770,000 | 13,692,000 | 13,472,000 |