Call reports 2010
PIQUA STATE BANK — 2010
What PIQUA STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 27,082,000 | 26,429,000 | 26,859,000 | 25,781,000 |
| Total loans | 11,190,000 | 11,730,000 | 11,757,000 | 11,361,000 |
| Allowance for loan losses | 212,000 | 213,000 | 270,000 | 271,000 |
| Securities available for sale | 8,263,000 | 8,463,000 | 7,866,000 | 7,406,000 |
| Securities held to maturity | 3,625,000 | 3,981,000 | 4,477,000 | 4,748,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,303,000 | 23,602,000 | 24,031,000 | 23,071,000 |
| Interest-bearing deposits | 16,769,000 | 16,522,000 | 15,831,000 | 15,649,000 |
| Noninterest-bearing deposits | 7,534,000 | 7,080,000 | 8,200,000 | 7,422,000 |
| Equity capital | 2,577,000 | 2,618,000 | 2,586,000 | 2,552,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 274,000 | 546,000 | 769,000 | 1,017,000 |
| Interest expense | 44,000 | 84,000 | 123,000 | 156,000 |
| Net interest income | 230,000 | 462,000 | 646,000 | 861,000 |
| Noninterest income | 31,000 | 54,000 | 104,000 | 116,000 |
| Noninterest expense | 221,000 | 462,000 | 703,000 | 934,000 |
| Provision for loan losses | 0 | 0 | 55,000 | 55,000 |
| Pretax income | 40,000 | 54,000 | -8,000 | -10,000 |
| Income tax | 1,000 | 3,000 | 4,000 | -22,000 |
| Net income | 39,000 | 51,000 | -12,000 | 12,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,488,000 | 2,500,000 | 2,437,000 | 2,461,000 |
| Total capital | 2,663,000 | 2,677,000 | 2,618,000 | 2,633,000 |
| Risk-weighted assets | 13,943,000 | 14,141,000 | 14,414,000 | 13,693,000 |