Call reports 2002
PIQUA STATE BANK — 2002
What PIQUA STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 20,527,000 | 20,832,000 | 21,132,000 | 21,104,000 |
| Total loans | 8,673,000 | 8,980,000 | 9,248,000 | 9,111,000 |
| Allowance for loan losses | 199,000 | 184,000 | 162,000 | 165,000 |
| Securities available for sale | 6,482,000 | 6,789,000 | 6,347,000 | 6,857,000 |
| Securities held to maturity | 3,246,000 | 3,231,000 | 3,505,000 | 3,174,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,377,000 | 18,530,000 | 18,712,000 | 18,781,000 |
| Interest-bearing deposits | 14,972,000 | 14,815,000 | 14,747,000 | 14,731,000 |
| Noninterest-bearing deposits | 3,405,000 | 3,715,000 | 3,965,000 | 4,050,000 |
| Equity capital | 2,012,000 | 2,135,000 | 2,231,000 | 2,159,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 304,000 | 608,000 | 911,000 | 1,203,000 |
| Interest expense | 115,000 | 218,000 | 315,000 | 403,000 |
| Net interest income | 189,000 | 390,000 | 596,000 | 800,000 |
| Noninterest income | 30,000 | 64,000 | 101,000 | 135,000 |
| Noninterest expense | 163,000 | 336,000 | 506,000 | 722,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 59,000 | 121,000 | 196,000 | 218,000 |
| Income tax | 7,000 | 18,000 | 32,000 | 49,000 |
| Net income | 52,000 | 103,000 | 164,000 | 169,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,988,000 | 2,039,000 | 2,100,000 | 2,037,000 |
| Total capital | 2,130,000 | 2,185,000 | 2,251,000 | 2,186,000 |
| Risk-weighted assets | 11,340,000 | 11,679,000 | 12,063,000 | 11,897,000 |