Call reports 2001
PIQUA STATE BANK — 2001
What PIQUA STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 19,037,000 | 19,336,000 | 20,263,000 | 20,653,000 |
| Total loans | 8,703,000 | 9,020,000 | 8,946,000 | 8,926,000 |
| Allowance for loan losses | 169,000 | 189,000 | 189,000 | 197,000 |
| Securities available for sale | 5,437,000 | 5,356,000 | 5,835,000 | 6,470,000 |
| Securities held to maturity | 3,087,000 | 3,193,000 | 3,150,000 | 3,249,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,835,000 | 17,089,000 | 17,896,000 | 18,445,000 |
| Interest-bearing deposits | 13,743,000 | 13,961,000 | 14,486,000 | 14,662,000 |
| Noninterest-bearing deposits | 3,092,000 | 3,128,000 | 3,410,000 | 3,783,000 |
| Equity capital | 1,976,000 | 2,030,000 | 2,124,000 | 2,007,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 375,000 | 734,000 | 1,085,000 | 1,419,000 |
| Interest expense | 169,000 | 327,000 | 473,000 | 606,000 |
| Net interest income | 206,000 | 407,000 | 612,000 | 813,000 |
| Noninterest income | 28,000 | 58,000 | 89,000 | 117,000 |
| Noninterest expense | 158,000 | 317,000 | 484,000 | 690,000 |
| Provision for loan losses | 0 | 0 | 0 | 40,000 |
| Pretax income | 76,000 | 148,000 | 217,000 | 204,000 |
| Income tax | 15,000 | 36,000 | 48,000 | 31,000 |
| Net income | 61,000 | 112,000 | 169,000 | 173,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,922,000 | 1,973,000 | 2,030,000 | 1,951,000 |
| Total capital | 2,056,000 | 2,113,000 | 2,173,000 | 2,096,000 |
| Risk-weighted assets | 10,713,000 | 11,180,000 | 11,402,000 | 11,559,000 |