Call reports 2005
CITY NATIONAL BANK — 2005
What CITY NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 43,585,000 | 43,373,000 | 43,547,000 | 42,991,000 |
| Total loans | 24,938,000 | 24,731,000 | 24,821,000 | 24,893,000 |
| Allowance for loan losses | 288,000 | 306,000 | 316,000 | 340,000 |
| Securities available for sale | 2,097,000 | 2,081,000 | 2,069,000 | 2,056,000 |
| Securities held to maturity | 19,000 | 19,000 | 18,000 | 17,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,295,000 | 39,009,000 | 39,125,000 | 38,601,000 |
| Interest-bearing deposits | 30,481,000 | 29,745,000 | 29,986,000 | 29,282,000 |
| Noninterest-bearing deposits | 8,814,000 | 9,264,000 | 9,139,000 | 9,319,000 |
| Equity capital | 4,053,000 | 4,084,000 | 4,107,000 | 4,127,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 543,000 | 1,108,000 | 1,701,000 | 2,309,000 |
| Interest expense | 115,000 | 241,000 | 374,000 | 513,000 |
| Net interest income | 428,000 | 867,000 | 1,327,000 | 1,796,000 |
| Noninterest income | 153,000 | 330,000 | 474,000 | 625,000 |
| Noninterest expense | 419,000 | 852,000 | 1,293,000 | 1,741,000 |
| Provision for loan losses | 4,000 | 39,000 | 58,000 | 88,000 |
| Pretax income | 158,000 | 306,000 | 450,000 | 592,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 158,000 | 306,000 | 450,000 | 592,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,068,000 | 4,102,000 | 4,131,000 | 4,156,000 |
| Total capital | 4,356,000 | 4,408,000 | 4,447,000 | 4,496,000 |
| Risk-weighted assets | 26,240,000 | 25,985,000 | 27,051,000 | 35,338,000 |