Call reports 2004
CITY NATIONAL BANK — 2004
What CITY NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 44,284,000 | 44,257,000 | 42,476,000 | 42,632,000 |
| Total loans | 25,630,000 | 25,180,000 | 25,629,000 | 25,030,000 |
| Allowance for loan losses | 312,000 | 320,000 | 317,000 | 287,000 |
| Securities available for sale | 645,000 | 2,633,000 | 2,135,000 | 2,108,000 |
| Securities held to maturity | 26,000 | 24,000 | 22,000 | 21,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,988,000 | 39,986,000 | 38,198,000 | 38,375,000 |
| Interest-bearing deposits | 31,136,000 | 31,057,000 | 28,995,000 | 29,443,000 |
| Noninterest-bearing deposits | 8,852,000 | 8,929,000 | 9,203,000 | 8,932,000 |
| Equity capital | 4,059,000 | 4,027,000 | 4,036,000 | 4,014,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 548,000 | 1,089,000 | 1,645,000 | 2,203,000 |
| Interest expense | 117,000 | 228,000 | 331,000 | 442,000 |
| Net interest income | 431,000 | 861,000 | 1,314,000 | 1,761,000 |
| Noninterest income | 140,000 | 298,000 | 430,000 | 617,000 |
| Noninterest expense | 414,000 | 864,000 | 1,326,000 | 1,855,000 |
| Provision for loan losses | 4,000 | 37,000 | 47,000 | 53,000 |
| Pretax income | 153,000 | 258,000 | 371,000 | 470,000 |
| Income tax | 0 | 0 | 0 | -10,000 |
| Net income | 153,000 | 258,000 | 371,000 | 480,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,047,000 | 4,037,000 | 4,033,000 | 4,026,000 |
| Total capital | 4,359,000 | 4,357,000 | 4,350,000 | 4,313,000 |
| Risk-weighted assets | 26,520,000 | 26,312,000 | 26,329,000 | 26,053,000 |