Call reports 2003
CITY NATIONAL BANK — 2003
What CITY NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 44,102,000 | 44,599,000 | 44,256,000 | 43,989,000 |
| Total loans | 30,849,000 | 30,108,000 | 28,714,000 | 27,343,000 |
| Allowance for loan losses | 325,000 | 358,000 | 407,000 | 309,000 |
| Securities available for sale | 3,311,000 | 3,267,000 | 2,717,000 | 1,674,000 |
| Securities held to maturity | 36,000 | 33,000 | 31,000 | 28,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,744,000 | 39,738,000 | 39,353,000 | 39,696,000 |
| Interest-bearing deposits | 30,837,000 | 31,281,000 | 31,104,000 | 31,050,000 |
| Noninterest-bearing deposits | 7,907,000 | 8,457,000 | 8,249,000 | 8,646,000 |
| Equity capital | 4,727,000 | 4,680,000 | 4,687,000 | 4,045,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 692,000 | 1,338,000 | 1,951,000 | 2,540,000 |
| Interest expense | 162,000 | 313,000 | 453,000 | 580,000 |
| Net interest income | 530,000 | 1,025,000 | 1,498,000 | 1,960,000 |
| Noninterest income | 148,000 | 323,000 | 650,000 | 808,000 |
| Noninterest expense | 411,000 | 846,000 | 1,320,000 | 1,886,000 |
| Provision for loan losses | 26,000 | 105,000 | 255,000 | 261,000 |
| Pretax income | 241,000 | 397,000 | 573,000 | 621,000 |
| Income tax | 82,000 | 91,000 | 120,000 | 139,000 |
| Net income | 159,000 | 306,000 | 453,000 | 482,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,665,000 | 4,630,000 | 4,656,000 | 4,019,000 |
| Total capital | 4,990,000 | 4,988,000 | 5,009,000 | 4,328,000 |
| Risk-weighted assets | 30,276,000 | 32,320,000 | 28,215,000 | 27,674,000 |