Call reports 2026
MOUNTAIN VALLEY BANK — 2026
What MOUNTAIN VALLEY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 256,449,000 | 254,614,000 |
| Total loans | 205,867,000 | 201,607,000 |
| Allowance for loan losses | 1,378,000 | 1,402,000 |
| Securities available for sale | 24,729,000 | 24,477,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 201,055,000 | 198,896,000 |
| Interest-bearing deposits | 164,680,000 | 160,802,000 |
| Noninterest-bearing deposits | 36,375,000 | 38,094,000 |
| Equity capital | 24,761,000 | 25,051,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,770,000 | 7,491,000 |
| Interest expense | 1,344,000 | 2,645,000 |
| Net interest income | 2,426,000 | 4,846,000 |
| Noninterest income | 247,000 | 523,000 |
| Noninterest expense | 2,197,000 | 4,501,000 |
| Provision for loan losses | 31,000 | 68,000 |
| Pretax income | 446,000 | 808,000 |
| Income tax | 89,000 | 159,000 |
| Net income | 357,000 | 649,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 25,122,000 | 25,413,000 |
| Total capital | 26,576,000 | 26,884,000 |
| Risk-weighted assets | 169,886,000 | 167,516,000 |