Call report 2025Q4
MOUNTAIN VALLEY BANK — 2025Q4
The 22 measures MOUNTAIN VALLEY BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 259,636,000 | USD | evidence → |
| Total loans | 206,592,000 | USD | evidence → |
| Allowance for loan losses | 1,758,000 | USD | evidence → |
| Securities available for sale | 25,122,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 204,235,000 | USD | evidence → |
| Interest-bearing deposits | 167,603,000 | USD | evidence → |
| Noninterest-bearing deposits | 36,632,000 | USD | evidence → |
| Equity capital | 24,609,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,247,000 | USD | evidence → |
| Interest expense | 6,024,000 | USD | evidence → |
| Net interest income | 9,223,000 | USD | evidence → |
| Noninterest income | 1,086,000 | USD | evidence → |
| Noninterest expense | 8,768,000 | USD | evidence → |
| Provision for loan losses | -2,000 | USD | evidence → |
| Pretax income | 1,466,000 | USD | evidence → |
| Income tax | 52,000 | USD | evidence → |
| Net income | 1,414,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,939,000 | USD | evidence → |
| Total capital | 26,774,000 | USD | evidence → |
| Risk-weighted assets | 173,380,000 | USD | evidence → |