Call report 2023Q4
MOUNTAIN VALLEY BANK — 2023Q4
The 22 measures MOUNTAIN VALLEY BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 231,288,000 | USD | evidence → |
| Total loans | 187,191,000 | USD | evidence → |
| Allowance for loan losses | 2,021,000 | USD | evidence → |
| Securities available for sale | 27,197,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 164,526,000 | USD | evidence → |
| Interest-bearing deposits | 140,851,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,675,000 | USD | evidence → |
| Equity capital | 21,187,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,614,000 | USD | evidence → |
| Interest expense | 3,702,000 | USD | evidence → |
| Net interest income | 6,912,000 | USD | evidence → |
| Noninterest income | 3,267,000 | USD | evidence → |
| Noninterest expense | 8,153,000 | USD | evidence → |
| Provision for loan losses | 250,000 | USD | evidence → |
| Pretax income | 1,776,000 | USD | evidence → |
| Income tax | 415,000 | USD | evidence → |
| Net income | 1,361,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,464,000 | USD | evidence → |
| Total capital | 24,485,000 | USD | evidence → |
| Risk-weighted assets | 162,669,000 | USD | evidence → |