Call reports 2026
VAST BANK, N.A. — 2026
What VAST BANK, N.A. reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 538,938,000 | 540,408,000 |
| Total loans | 380,348,000 | 358,782,000 |
| Allowance for loan losses | 5,889,000 | 5,455,000 |
| Securities available for sale | 36,115,000 | 35,802,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 452,000,000 | 452,108,000 |
| Interest-bearing deposits | 385,566,000 | 382,210,000 |
| Noninterest-bearing deposits | 66,434,000 | 69,898,000 |
| Equity capital | 73,378,000 | 74,923,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 7,105,000 | 14,318,000 |
| Interest expense | 2,831,000 | 5,527,000 |
| Net interest income | 4,274,000 | 8,791,000 |
| Noninterest income | 217,000 | 420,000 |
| Noninterest expense | 3,487,000 | 7,492,000 |
| Provision for loan losses | 79,000 | -180,000 |
| Pretax income | 1,004,000 | 2,019,000 |
| Income tax | 0 | 0 |
| Net income | 1,004,000 | 2,019,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 76,326,000 | 77,341,000 |
| Total capital | 81,779,000 | 82,713,000 |
| Risk-weighted assets | 435,415,000 | 429,334,000 |