Call report 2025Q4
VAST BANK, N.A. — 2025Q4
The 22 measures VAST BANK, N.A. reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 565,153,000 | USD | evidence → |
| Total loans | 382,135,000 | USD | evidence → |
| Allowance for loan losses | 5,807,000 | USD | evidence → |
| Securities available for sale | 37,660,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 485,562,000 | USD | evidence → |
| Interest-bearing deposits | 409,228,000 | USD | evidence → |
| Noninterest-bearing deposits | 76,334,000 | USD | evidence → |
| Equity capital | 64,132,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 30,430,000 | USD | evidence → |
| Interest expense | 13,340,000 | USD | evidence → |
| Net interest income | 17,090,000 | USD | evidence → |
| Noninterest income | 2,262,000 | USD | evidence → |
| Noninterest expense | 16,022,000 | USD | evidence → |
| Provision for loan losses | -694,000 | USD | evidence → |
| Pretax income | 3,925,000 | USD | evidence → |
| Income tax | 439,000 | USD | evidence → |
| Net income | 3,486,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 66,824,000 | USD | evidence → |
| Total capital | 72,403,000 | USD | evidence → |
| Risk-weighted assets | 445,650,000 | USD | evidence → |