Call report 2024Q4
VAST BANK, N.A. — 2024Q4
The 22 measures VAST BANK, N.A. reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 576,837,000 | USD | evidence → |
| Total loans | 392,037,000 | USD | evidence → |
| Allowance for loan losses | 7,215,000 | USD | evidence → |
| Securities available for sale | 38,736,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 475,643,000 | USD | evidence → |
| Interest-bearing deposits | 411,699,000 | USD | evidence → |
| Noninterest-bearing deposits | 63,944,000 | USD | evidence → |
| Equity capital | 59,262,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 33,295,000 | USD | evidence → |
| Interest expense | 20,050,000 | USD | evidence → |
| Net interest income | 13,245,000 | USD | evidence → |
| Noninterest income | 7,898,000 | USD | evidence → |
| Noninterest expense | 22,352,000 | USD | evidence → |
| Provision for loan losses | 170,000 | USD | evidence → |
| Pretax income | -1,153,000 | USD | evidence → |
| Income tax | 665,000 | USD | evidence → |
| Net income | -1,818,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 63,034,000 | USD | evidence → |
| Total capital | 69,042,000 | USD | evidence → |
| Risk-weighted assets | 479,058,000 | USD | evidence → |