Call reports 2017
VAST BANK, N.A. — 2017
What VAST BANK, N.A. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 545,261,000 | 534,141,000 | 542,487,000 | 549,163,000 |
| Total loans | 416,729,000 | 432,786,000 | 433,322,000 | 437,254,000 |
| Allowance for loan losses | 6,297,000 | 5,502,000 | 5,624,000 | 5,704,000 |
| Securities available for sale | 39,747,000 | 39,667,000 | 38,722,000 | 36,976,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 491,248,000 | 479,487,000 | 486,507,000 | 492,592,000 |
| Interest-bearing deposits | 411,006,000 | 402,017,000 | 407,688,000 | 420,003,000 |
| Noninterest-bearing deposits | 80,242,000 | 77,470,000 | 78,819,000 | 72,589,000 |
| Equity capital | 50,239,000 | 51,356,000 | 52,354,000 | 53,193,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,903,000 | 11,461,000 | 17,344,000 | 23,300,000 |
| Interest expense | 695,000 | 1,441,000 | 2,282,000 | 3,191,000 |
| Net interest income | 5,208,000 | 10,020,000 | 15,062,000 | 20,109,000 |
| Noninterest income | 323,000 | 728,000 | 1,123,000 | 1,512,000 |
| Noninterest expense | 3,393,000 | 6,889,000 | 10,319,000 | 13,946,000 |
| Provision for loan losses | 80,000 | 161,000 | 278,000 | 360,000 |
| Pretax income | 2,058,000 | 3,698,000 | 5,588,000 | 7,315,000 |
| Income tax | 715,000 | 1,273,000 | 1,925,000 | 2,547,000 |
| Net income | 1,343,000 | 2,425,000 | 3,663,000 | 4,768,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,214,000 | 51,297,000 | 52,305,000 | 53,202,000 |
| Total capital | 56,188,000 | 56,856,000 | 57,987,000 | 58,963,000 |
| Risk-weighted assets | 477,508,000 | 492,348,000 | 500,856,000 | 508,024,000 |