Call reports 2001
VAST BANK, N.A. — 2001
What VAST BANK, N.A. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 113,908,000 | 112,594,000 | 112,592,000 | 114,803,000 |
| Total loans | 89,292,000 | 95,515,000 | 92,707,000 | 99,196,000 |
| Allowance for loan losses | 740,000 | 785,000 | 822,000 | 737,000 |
| Securities available for sale | 3,927,000 | 3,370,000 | 3,468,000 | 1,731,000 |
| Securities held to maturity | 4,628,000 | 4,629,000 | 4,131,000 | 4,132,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,187,000 | 101,053,000 | 101,992,000 | 103,596,000 |
| Interest-bearing deposits | 81,253,000 | 80,804,000 | 82,553,000 | 84,055,000 |
| Noninterest-bearing deposits | 21,934,000 | 20,249,000 | 19,439,000 | 19,541,000 |
| Equity capital | 8,157,000 | 8,411,000 | 8,693,000 | 8,929,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,182,000 | 4,313,000 | 6,309,000 | 8,031,000 |
| Interest expense | 1,006,000 | 1,952,000 | 2,777,000 | 3,477,000 |
| Net interest income | 1,176,000 | 2,361,000 | 3,532,000 | 4,554,000 |
| Noninterest income | 162,000 | 334,000 | 510,000 | 674,000 |
| Noninterest expense | 922,000 | 1,782,000 | 2,647,000 | 3,529,000 |
| Provision for loan losses | 38,000 | 75,000 | 113,000 | 150,000 |
| Pretax income | 378,000 | 838,000 | 1,282,000 | 1,722,000 |
| Income tax | 150,000 | 331,000 | 455,000 | 534,000 |
| Net income | 228,000 | 507,000 | 827,000 | 1,188,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,997,000 | 8,276,000 | 8,491,000 | 8,853,000 |
| Total capital | 8,737,000 | 9,061,000 | 9,313,000 | 9,590,000 |
| Risk-weighted assets | 94,133,000 | 99,326,000 | 97,340,000 | 102,228,000 |