Call reports 2016
BANK VI — 2016
What BANK VI reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 81,515,000 | 80,016,000 | 82,636,000 | 87,884,000 |
| Total loans | 60,684,000 | 60,133,000 | 62,791,000 | 67,556,000 |
| Allowance for loan losses | 1,005,000 | 1,006,000 | 1,006,000 | 997,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,960,000 | 2,614,000 | 3,302,000 | 4,338,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,861,000 | 54,646,000 | 57,934,000 | 62,875,000 |
| Interest-bearing deposits | 49,253,000 | 48,463,000 | 50,913,000 | 55,901,000 |
| Noninterest-bearing deposits | 7,608,000 | 6,183,000 | 7,021,000 | 6,974,000 |
| Equity capital | 8,228,000 | 8,471,000 | 8,695,000 | 8,815,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 886,000 | 1,726,000 | 2,628,000 | 3,535,000 |
| Interest expense | 193,000 | 393,000 | 605,000 | 814,000 |
| Net interest income | 693,000 | 1,333,000 | 2,023,000 | 2,721,000 |
| Noninterest income | 122,000 | 284,000 | 461,000 | 589,000 |
| Noninterest expense | 531,000 | 1,090,000 | 1,733,000 | 2,439,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 284,000 | 527,000 | 751,000 | 871,000 |
| Income tax | -8,000 | -8,000 | -8,000 | -8,000 |
| Net income | 292,000 | 535,000 | 759,000 | 879,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,194,000 | 8,437,000 | 8,661,000 | 8,781,000 |
| Total capital | 8,918,000 | 9,165,000 | 9,454,000 | 9,601,000 |
| Risk-weighted assets | 57,660,000 | 57,972,000 | 63,201,000 | 65,375,000 |