Call reports 2015
BANK VI — 2015
What BANK VI reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 69,290,000 | 72,959,000 | 76,003,000 | 76,734,000 |
| Total loans | 53,826,000 | 55,997,000 | 58,820,000 | 60,043,000 |
| Allowance for loan losses | 1,013,000 | 1,013,000 | 1,013,000 | 1,004,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,154,000 | 2,496,000 | 2,426,000 | 3,086,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,344,000 | 47,794,000 | 52,543,000 | 54,961,000 |
| Interest-bearing deposits | 38,839,000 | 40,126,000 | 44,871,000 | 47,445,000 |
| Noninterest-bearing deposits | 5,505,000 | 7,668,000 | 7,672,000 | 7,516,000 |
| Equity capital | 7,122,000 | 7,349,000 | 7,569,000 | 7,936,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 722,000 | 1,480,000 | 2,276,000 | 3,157,000 |
| Interest expense | 172,000 | 356,000 | 552,000 | 743,000 |
| Net interest income | 550,000 | 1,124,000 | 1,724,000 | 2,414,000 |
| Noninterest income | 114,000 | 219,000 | 333,000 | 574,000 |
| Noninterest expense | 484,000 | 936,000 | 1,430,000 | 1,994,000 |
| Provision for loan losses | -800,000 | -800,000 | -800,000 | -800,000 |
| Pretax income | 980,000 | 1,207,000 | 1,427,000 | 1,794,000 |
| Income tax | -6,000 | -6,000 | -6,000 | -6,000 |
| Net income | 986,000 | 1,213,000 | 1,433,000 | 1,800,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,094,000 | 7,322,000 | 7,543,000 | 7,910,000 |
| Total capital | 7,702,000 | 7,971,000 | 8,225,000 | 8,608,000 |
| Risk-weighted assets | 48,233,000 | 51,516,000 | 54,227,000 | 55,491,000 |