Call reports 2014
BANK VI — 2014
What BANK VI reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 63,974,000 | 66,617,000 | 64,313,000 | 68,569,000 |
| Total loans | 50,838,000 | 49,030,000 | 50,633,000 | 53,921,000 |
| Allowance for loan losses | 1,074,000 | 1,074,000 | 1,094,000 | 1,150,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,143,000 | 1,477,000 | 1,469,000 | 2,161,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,074,000 | 43,434,000 | 40,895,000 | 44,073,000 |
| Interest-bearing deposits | 35,345,000 | 35,566,000 | 35,005,000 | 37,915,000 |
| Noninterest-bearing deposits | 5,729,000 | 7,868,000 | 5,890,000 | 6,158,000 |
| Equity capital | 6,333,000 | 6,516,000 | 6,640,000 | 6,770,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 671,000 | 1,368,000 | 2,072,000 | 2,787,000 |
| Interest expense | 189,000 | 376,000 | 559,000 | 736,000 |
| Net interest income | 482,000 | 992,000 | 1,513,000 | 2,051,000 |
| Noninterest income | 95,000 | 237,000 | 334,000 | 446,000 |
| Noninterest expense | 484,000 | 953,000 | 1,447,000 | 1,967,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 93,000 | 276,000 | 400,000 | 530,000 |
| Income tax | -5,000 | -5,000 | -5,000 | -5,000 |
| Net income | 98,000 | 281,000 | 405,000 | 535,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,325,000 | 6,510,000 | 6,635,000 | 6,767,000 |
| Total capital | 6,887,000 | 7,065,000 | 7,208,000 | 7,382,000 |
| Risk-weighted assets | 44,460,000 | 43,914,000 | 45,296,000 | 48,659,000 |