Call reports 2013
BANK VI — 2013
What BANK VI reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 65,610,000 | 65,723,000 | 65,181,000 | 65,715,000 |
| Total loans | 52,563,000 | 52,435,000 | 49,360,000 | 49,779,000 |
| Allowance for loan losses | 1,152,000 | 1,182,000 | 1,025,000 | 1,156,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 35,000 | 35,000 | 138,000 | 138,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,206,000 | 43,292,000 | 42,875,000 | 42,977,000 |
| Interest-bearing deposits | 39,039,000 | 38,755,000 | 38,313,000 | 36,502,000 |
| Noninterest-bearing deposits | 4,167,000 | 4,537,000 | 4,562,000 | 6,475,000 |
| Equity capital | 6,121,000 | 6,054,000 | 5,817,000 | 6,235,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 685,000 | 1,381,000 | 2,051,000 | 2,723,000 |
| Interest expense | 202,000 | 406,000 | 603,000 | 800,000 |
| Net interest income | 483,000 | 975,000 | 1,448,000 | 1,923,000 |
| Noninterest income | 135,000 | 316,000 | 467,000 | 943,000 |
| Noninterest expense | 642,000 | 1,382,000 | 2,243,000 | 2,776,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -24,000 | -91,000 | -328,000 | 90,000 |
| Income tax | -9,000 | -9,000 | -9,000 | -9,000 |
| Net income | -15,000 | -82,000 | -319,000 | 99,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,104,000 | 6,039,000 | 5,805,000 | 6,225,000 |
| Total capital | 6,671,000 | 6,624,000 | 6,359,000 | 6,765,000 |
| Risk-weighted assets | 44,779,000 | 46,220,000 | 43,854,000 | 42,615,000 |