Call reports 2012
BANK VI — 2012
What BANK VI reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 67,489,000 | 65,375,000 | 66,468,000 | 65,035,000 |
| Total loans | 49,947,000 | 50,079,000 | 51,388,000 | 51,387,000 |
| Allowance for loan losses | 1,294,000 | 1,189,000 | 1,152,000 | 1,152,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,556,000 | 556,000 | 35,000 | 35,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,671,000 | 43,317,000 | 44,180,000 | 42,680,000 |
| Interest-bearing deposits | 39,725,000 | 38,584,000 | 40,016,000 | 38,606,000 |
| Noninterest-bearing deposits | 5,946,000 | 4,733,000 | 4,164,000 | 4,074,000 |
| Equity capital | 5,772,000 | 5,944,000 | 6,085,000 | 6,136,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 745,000 | 1,532,000 | 2,269,000 | 2,972,000 |
| Interest expense | 231,000 | 456,000 | 681,000 | 892,000 |
| Net interest income | 514,000 | 1,076,000 | 1,588,000 | 2,080,000 |
| Noninterest income | 121,000 | 306,000 | 628,000 | 792,000 |
| Noninterest expense | 559,000 | 1,123,000 | 1,806,000 | 2,401,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 76,000 | 259,000 | 410,000 | 471,000 |
| Income tax | 3,000 | 14,000 | 24,000 | 34,000 |
| Net income | 73,000 | 245,000 | 386,000 | 437,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,744,000 | 5,919,000 | 6,063,000 | 6,116,000 |
| Total capital | 6,343,000 | 6,505,000 | 6,636,000 | 6,681,000 |
| Risk-weighted assets | 47,261,000 | 46,286,000 | 45,403,000 | 44,599,000 |