Call reports 2011
BANK VI — 2011
What BANK VI reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 71,554,000 | 70,171,000 | 68,879,000 | 67,919,000 |
| Total loans | 55,920,000 | 55,877,000 | 55,387,000 | 50,236,000 |
| Allowance for loan losses | 1,776,000 | 1,886,000 | 1,790,000 | 1,341,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 35,000 | 35,000 | 35,000 | 1,556,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,381,000 | 47,874,000 | 47,268,000 | 46,210,000 |
| Interest-bearing deposits | 44,431,000 | 42,593,000 | 41,481,000 | 40,657,000 |
| Noninterest-bearing deposits | 4,950,000 | 5,281,000 | 5,787,000 | 5,553,000 |
| Equity capital | 5,564,000 | 5,650,000 | 5,656,000 | 5,699,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 926,000 | 1,777,000 | 2,606,000 | 3,396,000 |
| Interest expense | 303,000 | 579,000 | 837,000 | 1,079,000 |
| Net interest income | 623,000 | 1,198,000 | 1,769,000 | 2,317,000 |
| Noninterest income | 126,000 | 269,000 | 388,000 | 546,000 |
| Noninterest expense | 576,000 | 1,207,000 | 1,892,000 | 2,555,000 |
| Provision for loan losses | 22,000 | 23,000 | 22,000 | 22,000 |
| Pretax income | 151,000 | 237,000 | 243,000 | 286,000 |
| Income tax | -38,000 | -38,000 | -38,000 | -38,000 |
| Net income | 189,000 | 275,000 | 281,000 | 324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,524,000 | 5,613,000 | 5,622,000 | 5,668,000 |
| Total capital | 6,188,000 | 6,265,000 | 6,265,000 | 6,259,000 |
| Risk-weighted assets | 51,997,000 | 50,999,000 | 50,569,000 | 46,924,000 |