Call reports 2010
BANK VI — 2010
What BANK VI reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 98,145,000 | 93,000,000 | 78,868,000 | 74,479,000 |
| Total loans | 76,099,000 | 71,080,000 | 64,645,000 | 63,306,000 |
| Allowance for loan losses | 1,686,000 | 1,499,000 | 1,866,000 | 1,909,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 35,000 | 35,000 | 35,000 | 35,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,250,000 | 69,234,000 | 55,366,000 | 51,249,000 |
| Interest-bearing deposits | 68,116,000 | 63,855,000 | 49,432,000 | 46,213,000 |
| Noninterest-bearing deposits | 5,134,000 | 5,379,000 | 5,934,000 | 5,036,000 |
| Equity capital | 7,053,000 | 5,928,000 | 5,630,000 | 5,375,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,257,000 | 2,457,000 | 3,509,000 | 4,463,000 |
| Interest expense | 616,000 | 1,171,000 | 1,632,000 | 1,960,000 |
| Net interest income | 641,000 | 1,286,000 | 1,877,000 | 2,503,000 |
| Noninterest income | 121,000 | 300,000 | 482,000 | 633,000 |
| Noninterest expense | 564,000 | 1,547,000 | 2,221,000 | 2,913,000 |
| Provision for loan losses | 173,000 | 1,139,000 | 1,536,000 | 1,876,000 |
| Pretax income | 25,000 | -1,100,000 | -1,398,000 | -1,653,000 |
| Income tax | 4,000 | 4,000 | 4,000 | 4,000 |
| Net income | 21,000 | -1,104,000 | -1,402,000 | -1,657,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,685,000 | 5,878,000 | 5,584,000 | 5,332,000 |
| Total capital | 7,603,000 | 6,719,000 | 6,323,000 | 6,060,000 |
| Risk-weighted assets | 72,709,000 | 66,601,000 | 58,586,000 | 57,085,000 |