Call reports 2009
BANK VI — 2009
What BANK VI reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 104,357,000 | 103,937,000 | 107,166,000 | 104,535,000 |
| Total loans | 87,553,000 | 86,144,000 | 86,667,000 | 79,899,000 |
| Allowance for loan losses | 1,307,000 | 1,415,000 | 3,065,000 | 1,523,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 35,000 | 35,000 | 35,000 | 35,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,840,000 | 68,325,000 | 72,931,000 | 75,410,000 |
| Interest-bearing deposits | 63,494,000 | 63,432,000 | 67,522,000 | 69,056,000 |
| Noninterest-bearing deposits | 5,346,000 | 4,893,000 | 5,409,000 | 6,354,000 |
| Equity capital | 10,264,000 | 10,399,000 | 9,073,000 | 7,032,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,455,000 | 2,922,000 | 4,379,000 | 5,724,000 |
| Interest expense | 675,000 | 1,340,000 | 2,012,000 | 2,685,000 |
| Net interest income | 780,000 | 1,582,000 | 2,367,000 | 3,039,000 |
| Noninterest income | 129,000 | 254,000 | 412,000 | 548,000 |
| Noninterest expense | 566,000 | 1,252,000 | 1,859,000 | 2,642,000 |
| Provision for loan losses | 35,000 | 135,000 | 1,785,000 | 4,848,000 |
| Pretax income | 308,000 | 449,000 | -865,000 | -3,903,000 |
| Income tax | -13,000 | -7,000 | 5,000 | 8,000 |
| Net income | 321,000 | 456,000 | -870,000 | -3,911,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,881,000 | 10,020,000 | 8,698,000 | 6,660,000 |
| Total capital | 10,976,000 | 11,090,000 | 9,758,000 | 7,645,000 |
| Risk-weighted assets | 87,422,000 | 85,253,000 | 82,843,000 | 78,291,000 |