Call reports 2007
BANK VI — 2007
What BANK VI reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 80,535,000 | 82,417,000 | 84,209,000 | 85,269,000 |
| Total loans | 72,033,000 | 77,315,000 | 68,814,000 | 75,575,000 |
| Allowance for loan losses | 557,000 | 677,000 | 693,000 | 778,000 |
| Securities available for sale | 99,000 | 99,000 | 100,000 | 100,000 |
| Securities held to maturity | 35,000 | 35,000 | 35,000 | 35,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,891,000 | 65,749,000 | 69,838,000 | 70,752,000 |
| Interest-bearing deposits | 55,007,000 | 60,942,000 | 67,086,000 | 67,221,000 |
| Noninterest-bearing deposits | 2,884,000 | 4,807,000 | 2,752,000 | 3,531,000 |
| Equity capital | 8,356,000 | 8,266,000 | 9,089,000 | 9,179,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,906,000 | 4,006,000 | 5,766,000 | 7,419,000 |
| Interest expense | 750,000 | 1,617,000 | 2,476,000 | 3,347,000 |
| Net interest income | 1,156,000 | 2,389,000 | 3,290,000 | 4,072,000 |
| Noninterest income | 442,000 | 994,000 | 1,158,000 | 1,249,000 |
| Noninterest expense | 1,318,000 | 3,072,000 | 3,789,000 | 4,479,000 |
| Provision for loan losses | 27,000 | 147,000 | 163,000 | 248,000 |
| Pretax income | 253,000 | 164,000 | 496,000 | 594,000 |
| Income tax | 9,000 | 10,000 | 20,000 | 28,000 |
| Net income | 244,000 | 154,000 | 476,000 | 566,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,942,000 | 7,857,000 | 8,683,000 | 8,777,000 |
| Total capital | 8,499,000 | 8,534,000 | 9,376,000 | 9,555,000 |
| Risk-weighted assets | 90,097,000 | 106,946,000 | 95,079,000 | 89,450,000 |