Call reports 2006
BANK VI — 2006
What BANK VI reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 35,476,000 | 42,792,000 | 54,844,000 | 68,703,000 |
| Total loans | 20,691,000 | 31,623,000 | 43,938,000 | 62,812,000 |
| Allowance for loan losses | 210,000 | 303,000 | 393,000 | 530,000 |
| Securities available for sale | 200,000 | 199,000 | 197,000 | 199,000 |
| Securities held to maturity | 2,498,000 | 500,000 | 535,000 | 535,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,517,000 | 33,828,000 | 46,012,000 | 53,239,000 |
| Interest-bearing deposits | 23,255,000 | 30,783,000 | 43,119,000 | 50,678,000 |
| Noninterest-bearing deposits | 3,262,000 | 3,045,000 | 2,893,000 | 2,561,000 |
| Equity capital | 8,810,000 | 8,754,000 | 8,500,000 | 8,112,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 505,000 | 1,353,000 | 2,534,000 | 4,272,000 |
| Interest expense | 139,000 | 438,000 | 857,000 | 1,450,000 |
| Net interest income | 366,000 | 915,000 | 1,677,000 | 2,822,000 |
| Noninterest income | 13,000 | 26,000 | 27,000 | 71,000 |
| Noninterest expense | 390,000 | 914,000 | 1,847,000 | 3,289,000 |
| Provision for loan losses | 130,000 | 223,000 | 313,000 | 450,000 |
| Pretax income | -141,000 | -196,000 | -456,000 | -846,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -141,000 | -196,000 | -456,000 | -846,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,377,000 | 8,327,000 | 8,079,000 | 7,694,000 |
| Total capital | 8,587,000 | 8,630,000 | 8,472,000 | 8,224,000 |
| Risk-weighted assets | 21,979,000 | 30,348,000 | 39,616,000 | 51,747,000 |