Call reports 2005
BANK VI — 2005
What BANK VI reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 5,042,000 | 5,302,000 | 14,330,000 | 18,827,000 |
| Total loans | 914,000 | 801,000 | 4,462,000 | 8,386,000 |
| Allowance for loan losses | 18,000 | 18,000 | 53,000 | 80,000 |
| Securities available for sale | 205,000 | 205,000 | 203,000 | 201,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,611,000 | 4,862,000 | 5,573,000 | 9,836,000 |
| Interest-bearing deposits | 3,395,000 | 3,729,000 | 4,567,000 | 8,006,000 |
| Noninterest-bearing deposits | 1,216,000 | 1,133,000 | 1,006,000 | 1,830,000 |
| Equity capital | 416,000 | 423,000 | 8,737,000 | 8,945,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 53,000 | 105,000 | 78,000 | 306,000 |
| Interest expense | 10,000 | 21,000 | 7,000 | 27,000 |
| Net interest income | 43,000 | 84,000 | 71,000 | 279,000 |
| Noninterest income | 4,000 | 6,000 | 1,000 | 4,000 |
| Noninterest expense | 34,000 | 70,000 | 15,000 | 265,000 |
| Provision for loan losses | 0 | 0 | 35,000 | 62,000 |
| Pretax income | 13,000 | 20,000 | 22,000 | -44,000 |
| Income tax | 2,000 | 3,000 | 0 | 0 |
| Net income | 11,000 | 17,000 | 22,000 | -44,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 412,000 | 419,000 | 8,247,000 | 8,506,000 |
| Total capital | 430,000 | 437,000 | 8,300,000 | 8,586,000 |
| Risk-weighted assets | 1,790,000 | 1,714,000 | 7,003,000 | 10,614,000 |