Call reports 2004
BANK VI — 2004
What BANK VI reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 5,737,000 | 5,393,000 | 4,707,000 | 4,849,000 |
| Total loans | 979,000 | 1,014,000 | 1,000,000 | 945,000 |
| Allowance for loan losses | 18,000 | 18,000 | 18,000 | 18,000 |
| Securities available for sale | 428,000 | 418,000 | 415,000 | 409,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,287,000 | 4,941,000 | 4,248,000 | 4,391,000 |
| Interest-bearing deposits | 4,297,000 | 3,810,000 | 3,194,000 | 3,307,000 |
| Noninterest-bearing deposits | 990,000 | 1,131,000 | 1,054,000 | 1,084,000 |
| Equity capital | 431,000 | 434,000 | 439,000 | 439,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 57,000 | 114,000 | 166,000 | 218,000 |
| Interest expense | 12,000 | 24,000 | 33,000 | 43,000 |
| Net interest income | 45,000 | 90,000 | 133,000 | 175,000 |
| Noninterest income | 2,000 | 6,000 | 11,000 | 13,000 |
| Noninterest expense | 35,000 | 72,000 | 110,000 | 147,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 12,000 | 24,000 | 34,000 | 41,000 |
| Income tax | 2,000 | 4,000 | 7,000 | 8,000 |
| Net income | 10,000 | 20,000 | 27,000 | 33,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 409,000 | 419,000 | 426,000 | 432,000 |
| Total capital | 427,000 | 437,000 | 444,000 | 450,000 |
| Risk-weighted assets | 2,043,000 | 1,975,000 | 1,804,000 | 1,781,000 |