Call reports 2003
BANK VI — 2003
What BANK VI reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 5,670,000 | 5,502,000 | 5,615,000 | 5,680,000 |
| Total loans | 1,039,000 | 986,000 | 1,021,000 | 814,000 |
| Allowance for loan losses | 18,000 | 18,000 | 18,000 | 18,000 |
| Securities available for sale | 548,000 | 545,000 | 538,000 | 431,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,193,000 | 5,009,000 | 5,137,000 | 5,212,000 |
| Interest-bearing deposits | 4,407,000 | 4,240,000 | 4,323,000 | 4,243,000 |
| Noninterest-bearing deposits | 786,000 | 769,000 | 814,000 | 969,000 |
| Equity capital | 448,000 | 460,000 | 447,000 | 441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 67,000 | 134,000 | 197,000 | 256,000 |
| Interest expense | 17,000 | 33,000 | 47,000 | 60,000 |
| Net interest income | 50,000 | 101,000 | 150,000 | 196,000 |
| Noninterest income | 2,000 | 4,000 | 6,000 | 7,000 |
| Noninterest expense | 36,000 | 71,000 | 113,000 | 160,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 16,000 | 34,000 | 43,000 | 43,000 |
| Income tax | 2,000 | 5,000 | 7,000 | 7,000 |
| Net income | 14,000 | 29,000 | 36,000 | 36,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 409,000 | 423,000 | 416,000 | 416,000 |
| Total capital | 427,000 | 441,000 | 434,000 | 434,000 |
| Risk-weighted assets | 2,009,000 | 2,025,000 | 1,990,000 | 1,910,000 |