Call reports 2001
BAXLEY FEDERAL BANK — 2001
What BAXLEY FEDERAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 123,630,000 | 122,637,000 | 123,647,000 | 118,137,000 |
| Total loans | 98,923,000 | 98,980,000 | 97,452,000 | 92,299,000 |
| Allowance for loan losses | 1,115,000 | 1,140,000 | 1,133,000 | 1,121,000 |
| Securities available for sale | 3,641,000 | 4,094,000 | 7,043,000 | 5,317,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,475,000 | 96,199,000 | 97,153,000 | 96,443,000 |
| Interest-bearing deposits | 93,721,000 | 93,006,000 | 92,680,000 | 92,459,000 |
| Noninterest-bearing deposits | 3,754,000 | 3,193,000 | 4,473,000 | 3,984,000 |
| Equity capital | 10,286,000 | 10,554,000 | 10,549,000 | 10,597,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,383,000 | 4,722,000 | 6,969,000 | 9,038,000 |
| Interest expense | 1,586,000 | 3,144,000 | 4,670,000 | 6,079,000 |
| Net interest income | 797,000 | 1,578,000 | 2,299,000 | 2,959,000 |
| Noninterest income | 114,000 | 267,000 | 412,000 | 542,000 |
| Noninterest expense | 538,000 | 1,096,000 | 1,638,000 | 2,039,000 |
| Provision for loan losses | 30,000 | 60,000 | 70,000 | 70,000 |
| Pretax income | 343,000 | 689,000 | 1,003,000 | 3,131,000 |
| Income tax | 112,000 | 226,000 | 329,000 | 1,120,000 |
| Net income | 231,000 | 463,000 | 674,000 | 2,011,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,226,000 | 9,334,000 | 9,420,000 | 10,627,000 |
| Total capital | 10,774,000 | 11,016,000 | 11,035,000 | 11,434,000 |
| Risk-weighted assets | 66,609,000 | 68,617,000 | 68,814,000 | 64,239,000 |