Call reports 2025
SICILY ISLAND STATE BANK — 2025
What SICILY ISLAND STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 86,092,000 | 81,419,000 | 90,929,000 | 91,983,000 |
| Total loans | 71,924,000 | 73,931,000 | 73,712,000 | 71,341,000 |
| Allowance for loan losses | 733,000 | 721,000 | 708,000 | 701,000 |
| Securities available for sale | 3,716,000 | 3,744,000 | 3,837,000 | 3,842,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,676,000 | 61,276,000 | 68,503,000 | 71,281,000 |
| Interest-bearing deposits | 58,341,000 | 52,968,000 | 58,347,000 | 62,017,000 |
| Noninterest-bearing deposits | 9,335,000 | 8,308,000 | 10,156,000 | 9,264,000 |
| Equity capital | 10,944,000 | 11,442,000 | 12,037,000 | 11,332,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,532,000 | 3,056,000 | 4,680,000 | 6,364,000 |
| Interest expense | 478,000 | 972,000 | 1,525,000 | 2,105,000 |
| Net interest income | 1,054,000 | 2,084,000 | 3,155,000 | 4,259,000 |
| Noninterest income | 171,000 | 306,000 | 458,000 | 584,000 |
| Noninterest expense | 728,000 | 1,425,000 | 2,151,000 | 2,889,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 497,000 | 965,000 | 1,462,000 | 1,954,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 497,000 | 965,000 | 1,462,000 | 1,954,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,197,000 | 11,664,000 | 12,161,000 | 11,450,000 |
| Total capital | 11,930,000 | — | — | — |
| Risk-weighted assets | 62,575,000 | — | — | — |