Call reports 2024
SICILY ISLAND STATE BANK — 2024
What SICILY ISLAND STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 81,169,000 | 84,854,000 | 86,860,000 | 81,931,000 |
| Total loans | 70,501,000 | 66,710,000 | 69,568,000 | 68,427,000 |
| Allowance for loan losses | 739,000 | 732,000 | 732,000 | 731,000 |
| Securities available for sale | 2,787,000 | 3,482,000 | 3,832,000 | 3,683,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,216,000 | 65,649,000 | 68,035,000 | 64,182,000 |
| Interest-bearing deposits | 54,477,000 | 57,913,000 | 59,648,000 | 55,829,000 |
| Noninterest-bearing deposits | 7,739,000 | 7,736,000 | 8,387,000 | 8,353,000 |
| Equity capital | 10,137,000 | 10,471,000 | 11,101,000 | 10,410,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,500,000 | 2,979,000 | 4,608,000 | 6,160,000 |
| Interest expense | 463,000 | 972,000 | 1,506,000 | 2,017,000 |
| Net interest income | 1,037,000 | 2,007,000 | 3,102,000 | 4,143,000 |
| Noninterest income | 115,000 | 297,000 | 440,000 | 632,000 |
| Noninterest expense | 971,000 | 1,737,000 | 2,454,000 | 3,203,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 181,000 | 567,000 | 1,088,000 | 1,572,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 181,000 | 567,000 | 1,088,000 | 1,572,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,335,000 | 10,722,000 | 11,246,000 | 10,700,000 |
| Total capital | 11,074,000 | 11,454,000 | 11,978,000 | 11,431,000 |
| Risk-weighted assets | 64,606,000 | 58,798,000 | 60,329,000 | 58,885,000 |