Call reports 2023
SICILY ISLAND STATE BANK — 2023
What SICILY ISLAND STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 74,578,000 | 82,798,000 | 78,954,000 | 79,452,000 |
| Total loans | 64,058,000 | 64,897,000 | 67,568,000 | 68,684,000 |
| Allowance for loan losses | 613,000 | 711,000 | 747,000 | 741,000 |
| Securities available for sale | 5,806,000 | 4,767,000 | 3,610,000 | 3,568,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,649,000 | 59,251,000 | 60,015,000 | 61,277,000 |
| Interest-bearing deposits | 47,435,000 | 50,633,000 | 50,779,000 | 53,561,000 |
| Noninterest-bearing deposits | 9,214,000 | 8,618,000 | 9,236,000 | 7,716,000 |
| Equity capital | 9,604,000 | 10,017,000 | 10,340,000 | 9,970,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,185,000 | 2,462,000 | 3,834,000 | 5,284,000 |
| Interest expense | 269,000 | 582,000 | 947,000 | 1,359,000 |
| Net interest income | 916,000 | 1,880,000 | 2,887,000 | 3,925,000 |
| Noninterest income | 163,000 | 284,000 | 432,000 | 583,000 |
| Noninterest expense | 659,000 | 1,296,000 | 1,970,000 | 2,738,000 |
| Provision for loan losses | 70,000 | 70,000 | 70,000 | 70,000 |
| Pretax income | 350,000 | 798,000 | 1,279,000 | 1,700,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 350,000 | 798,000 | 1,279,000 | 1,700,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,801,000 | 10,251,000 | 10,730,000 | 10,156,000 |
| Total capital | 10,414,000 | 10,962,000 | 11,477,000 | 10,897,000 |
| Risk-weighted assets | 59,455,000 | 59,995,000 | 61,661,000 | 61,900,000 |