Call reports 2022
SICILY ISLAND STATE BANK — 2022
What SICILY ISLAND STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 76,133,000 | 75,894,000 | 76,583,000 | 78,201,000 |
| Total loans | 54,834,000 | 56,567,000 | 61,830,000 | 64,850,000 |
| Allowance for loan losses | 691,000 | 673,000 | 649,000 | 541,000 |
| Securities available for sale | 2,339,000 | 7,793,000 | 7,577,000 | 6,714,000 |
| Securities held to maturity | 15,000 | 10,000 | 6,000 | 2,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,510,000 | 57,091,000 | 57,546,000 | 59,932,000 |
| Interest-bearing deposits | 48,357,000 | 47,895,000 | 47,266,000 | 51,070,000 |
| Noninterest-bearing deposits | 9,153,000 | 9,196,000 | 10,280,000 | 8,862,000 |
| Equity capital | 9,200,000 | 9,380,000 | 9,614,000 | 9,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 915,000 | 1,877,000 | 2,958,000 | 4,146,000 |
| Interest expense | 138,000 | 282,000 | 443,000 | 674,000 |
| Net interest income | 777,000 | 1,595,000 | 2,515,000 | 3,472,000 |
| Noninterest income | 159,000 | 325,000 | 495,000 | 655,000 |
| Noninterest expense | 624,000 | 1,241,000 | 1,888,000 | 2,580,000 |
| Provision for loan losses | 15,000 | 20,000 | 20,000 | 320,000 |
| Pretax income | 297,000 | 659,000 | 1,102,000 | 1,227,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 297,000 | 659,000 | 1,102,000 | 1,227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,244,000 | 9,605,000 | 10,048,000 | 9,357,000 |
| Total capital | 9,861,000 | 10,257,000 | 10,697,000 | 9,898,000 |
| Risk-weighted assets | 49,353,000 | 52,161,000 | 57,338,000 | 60,513,000 |