Call reports 2021
SICILY ISLAND STATE BANK — 2021
What SICILY ISLAND STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 68,749,000 | 70,613,000 | 72,084,000 | 73,471,000 |
| Total loans | 53,735,000 | 55,075,000 | 56,428,000 | 57,130,000 |
| Allowance for loan losses | 674,000 | 672,000 | 675,000 | 675,000 |
| Securities available for sale | 2,798,000 | 2,790,000 | 2,769,000 | 2,742,000 |
| Securities held to maturity | 46,000 | 37,000 | 29,000 | 21,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,637,000 | 51,517,000 | 52,927,000 | 55,012,000 |
| Interest-bearing deposits | 42,026,000 | 42,851,000 | 42,352,000 | 46,273,000 |
| Noninterest-bearing deposits | 10,611,000 | 8,666,000 | 10,575,000 | 8,739,000 |
| Equity capital | 9,082,000 | 9,462,000 | 9,476,000 | 9,069,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 881,000 | 1,780,000 | 2,667,000 | 3,593,000 |
| Interest expense | 157,000 | 305,000 | 451,000 | 599,000 |
| Net interest income | 724,000 | 1,475,000 | 2,216,000 | 2,994,000 |
| Noninterest income | 141,000 | 384,000 | 532,000 | 708,000 |
| Noninterest expense | 587,000 | 1,212,000 | 1,845,000 | 2,528,000 |
| Provision for loan losses | 25,000 | 25,000 | 25,000 | 25,000 |
| Pretax income | 253,000 | 622,000 | 878,000 | 1,149,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 253,000 | 622,000 | 878,000 | 1,149,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,948,000 | 9,318,000 | 9,335,000 | 8,942,000 |
| Total capital | 9,570,000 | 9,929,000 | 9,969,000 | 9,581,000 |
| Risk-weighted assets | 49,763,000 | 48,872,000 | 50,704,000 | 51,117,000 |