Call reports 2020
SICILY ISLAND STATE BANK — 2020
What SICILY ISLAND STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 62,931,000 | 66,715,000 | 63,690,000 | 64,892,000 |
| Total loans | 47,912,000 | 52,036,000 | 50,581,000 | 52,929,000 |
| Allowance for loan losses | 624,000 | 661,000 | 635,000 | 644,000 |
| Securities available for sale | 3,202,000 | 2,862,000 | 2,853,000 | 2,844,000 |
| Securities held to maturity | 231,000 | 221,000 | 211,000 | 54,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,748,000 | 50,132,000 | 47,452,000 | 49,010,000 |
| Interest-bearing deposits | 40,419,000 | 41,337,000 | 38,765,000 | 41,023,000 |
| Noninterest-bearing deposits | 6,329,000 | 8,795,000 | 8,687,000 | 7,987,000 |
| Equity capital | 8,502,000 | 8,852,000 | 8,933,000 | 8,859,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 828,000 | 1,722,000 | 2,511,000 | 3,412,000 |
| Interest expense | 247,000 | 475,000 | 680,000 | 863,000 |
| Net interest income | 581,000 | 1,247,000 | 1,831,000 | 2,549,000 |
| Noninterest income | 124,000 | 228,000 | 316,000 | 482,000 |
| Noninterest expense | 576,000 | 1,127,000 | 1,708,000 | 2,307,000 |
| Provision for loan losses | 15,000 | 60,000 | 80,000 | 100,000 |
| Pretax income | 114,000 | 288,000 | 359,000 | 624,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 114,000 | 288,000 | 359,000 | 624,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,538,000 | 8,711,000 | 8,781,000 | 8,696,000 |
| Total capital | 9,078,000 | 9,280,000 | 9,329,000 | 9,292,000 |
| Risk-weighted assets | 43,176,000 | 45,431,000 | 43,827,000 | 47,645,000 |