Call reports 2019
SICILY ISLAND STATE BANK — 2019
What SICILY ISLAND STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 59,524,000 | 60,903,000 | 63,037,000 | 65,689,000 |
| Total loans | 47,288,000 | 45,921,000 | 48,090,000 | 47,311,000 |
| Allowance for loan losses | 518,000 | 550,000 | 655,000 | 626,000 |
| Securities available for sale | 3,354,000 | 3,364,000 | 3,304,000 | 3,599,000 |
| Securities held to maturity | 522,000 | 510,000 | 497,000 | 486,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,817,000 | 44,213,000 | 45,920,000 | 48,791,000 |
| Interest-bearing deposits | 37,612,000 | 37,815,000 | 39,821,000 | 42,368,000 |
| Noninterest-bearing deposits | 6,205,000 | 6,398,000 | 6,099,000 | 6,423,000 |
| Equity capital | 7,027,000 | 7,966,000 | 8,484,000 | 8,484,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 830,000 | 1,669,000 | 2,590,000 | 3,475,000 |
| Interest expense | 210,000 | 429,000 | 668,000 | 925,000 |
| Net interest income | 620,000 | 1,240,000 | 1,922,000 | 2,550,000 |
| Noninterest income | 122,000 | 254,000 | 417,000 | 560,000 |
| Noninterest expense | 609,000 | 1,174,000 | 1,750,000 | 2,312,000 |
| Provision for loan losses | 10,000 | 40,000 | 160,000 | 240,000 |
| Pretax income | 123,000 | 280,000 | 429,000 | 558,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 123,000 | 280,000 | 429,000 | 558,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,008,000 | 7,920,000 | 8,418,000 | 8,423,000 |
| Total capital | 7,526,000 | 8,430,000 | 8,963,000 | 8,966,000 |
| Risk-weighted assets | 42,126,000 | 40,764,000 | 43,549,000 | 43,372,000 |