Call reports 2018
SICILY ISLAND STATE BANK — 2018
What SICILY ISLAND STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 61,919,000 | 61,404,000 | 59,165,000 | 59,184,000 |
| Total loans | 47,133,000 | 45,368,000 | 43,731,000 | 45,008,000 |
| Allowance for loan losses | 487,000 | 538,000 | 549,000 | 526,000 |
| Securities available for sale | 2,299,000 | 2,778,000 | 3,227,000 | 3,216,000 |
| Securities held to maturity | 583,000 | 568,000 | 549,000 | 536,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,538,000 | 45,275,000 | 43,378,000 | 42,132,000 |
| Interest-bearing deposits | 38,274,000 | 38,806,000 | 35,712,000 | 35,794,000 |
| Noninterest-bearing deposits | 7,264,000 | 6,469,000 | 7,666,000 | 6,338,000 |
| Equity capital | 6,631,000 | 6,825,000 | 6,962,000 | 6,869,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 813,000 | 1,670,000 | 2,504,000 | 3,312,000 |
| Interest expense | 162,000 | 342,000 | 531,000 | 713,000 |
| Net interest income | 651,000 | 1,328,000 | 1,973,000 | 2,599,000 |
| Noninterest income | 121,000 | 252,000 | 382,000 | 508,000 |
| Noninterest expense | 580,000 | 1,155,000 | 1,762,000 | 2,393,000 |
| Provision for loan losses | 35,000 | 73,000 | 83,000 | 98,000 |
| Pretax income | 157,000 | 352,000 | 510,000 | 616,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 157,000 | 352,000 | 510,000 | 616,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,651,000 | 6,845,000 | 7,004,000 | 6,884,000 |
| Total capital | 7,138,000 | 7,361,000 | 7,494,000 | 7,377,000 |
| Risk-weighted assets | 42,370,000 | 41,262,000 | 39,144,000 | 39,437,000 |