Call reports 2016
SICILY ISLAND STATE BANK — 2016
What SICILY ISLAND STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 51,061,000 | 52,743,000 | 54,966,000 | 55,555,000 |
| Total loans | 42,772,000 | 44,065,000 | 46,442,000 | 45,608,000 |
| Allowance for loan losses | 442,000 | 442,000 | 442,000 | 440,000 |
| Securities available for sale | 1,877,000 | 2,213,000 | 2,172,000 | 2,070,000 |
| Securities held to maturity | 758,000 | 729,000 | 705,000 | 683,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,811,000 | 38,713,000 | 40,919,000 | 42,522,000 |
| Interest-bearing deposits | 31,914,000 | 32,917,000 | 34,661,000 | 35,096,000 |
| Noninterest-bearing deposits | 5,897,000 | 5,796,000 | 6,258,000 | 7,426,000 |
| Equity capital | 6,153,000 | 6,395,000 | 6,608,000 | 6,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 791,000 | 1,586,000 | 2,384,000 | 3,178,000 |
| Interest expense | 87,000 | 186,000 | 292,000 | 404,000 |
| Net interest income | 704,000 | 1,400,000 | 2,092,000 | 2,774,000 |
| Noninterest income | 94,000 | 196,000 | 302,000 | 411,000 |
| Noninterest expense | 564,000 | 1,124,000 | 1,704,000 | 2,310,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 234,000 | 472,000 | 690,000 | 875,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 234,000 | 472,000 | 690,000 | 875,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,089,000 | 6,326,000 | 6,544,000 | 6,218,000 |
| Total capital | 6,531,000 | 6,768,000 | 6,986,000 | 6,658,000 |
| Risk-weighted assets | 38,776,000 | 40,058,000 | 42,976,000 | 42,851,000 |