Call reports 2015
SICILY ISLAND STATE BANK — 2015
What SICILY ISLAND STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 49,003,000 | 48,388,000 | 49,011,000 | 50,044,000 |
| Total loans | 38,999,000 | 38,271,000 | 41,097,000 | 40,074,000 |
| Allowance for loan losses | 290,000 | 362,000 | 355,000 | 353,000 |
| Securities available for sale | 2,325,000 | 2,039,000 | 1,801,000 | 1,778,000 |
| Securities held to maturity | 998,000 | 965,000 | 935,000 | 900,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,514,000 | 37,218,000 | 35,722,000 | 37,087,000 |
| Interest-bearing deposits | 30,842,000 | 31,970,000 | 30,514,000 | 31,539,000 |
| Noninterest-bearing deposits | 5,672,000 | 5,248,000 | 5,208,000 | 5,548,000 |
| Equity capital | 5,785,000 | 5,943,000 | 6,105,000 | 5,940,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 685,000 | 1,409,000 | 2,102,000 | 2,838,000 |
| Interest expense | 68,000 | 137,000 | 210,000 | 292,000 |
| Net interest income | 617,000 | 1,272,000 | 1,892,000 | 2,546,000 |
| Noninterest income | 101,000 | 206,000 | 306,000 | 396,000 |
| Noninterest expense | 516,000 | 1,071,000 | 1,642,000 | 2,227,000 |
| Provision for loan losses | 40,000 | 48,000 | 48,000 | 48,000 |
| Pretax income | 162,000 | 359,000 | 508,000 | 667,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 162,000 | 359,000 | 508,000 | 667,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,665,000 | 5,860,000 | 6,010,000 | 5,854,000 |
| Total capital | 5,955,000 | 6,222,000 | 6,365,000 | 6,207,000 |
| Risk-weighted assets | 35,895,000 | 35,248,000 | 39,543,000 | 37,156,000 |