Call reports 2014
SICILY ISLAND STATE BANK — 2014
What SICILY ISLAND STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 35,883,000 | 39,653,000 | 46,776,000 | 47,359,000 |
| Total loans | 28,978,000 | 32,154,000 | 36,152,000 | 38,902,000 |
| Allowance for loan losses | 321,000 | 310,000 | 319,000 | 240,000 |
| Securities available for sale | 2,214,000 | 2,280,000 | 2,301,000 | 2,315,000 |
| Securities held to maturity | 1,162,000 | 1,117,000 | 1,075,000 | 1,040,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,421,000 | 28,720,000 | 33,823,000 | 35,107,000 |
| Interest-bearing deposits | 22,453,000 | 24,018,000 | 27,976,000 | 29,746,000 |
| Noninterest-bearing deposits | 4,968,000 | 4,702,000 | 5,847,000 | 5,361,000 |
| Equity capital | 5,301,000 | 5,644,000 | 5,918,000 | 5,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 536,000 | 1,225,000 | 1,945,000 | 2,664,000 |
| Interest expense | 47,000 | 95,000 | 153,000 | 224,000 |
| Net interest income | 489,000 | 1,130,000 | 1,792,000 | 2,440,000 |
| Noninterest income | 99,000 | 198,000 | 307,000 | 426,000 |
| Noninterest expense | 444,000 | 885,000 | 1,388,000 | 1,944,000 |
| Provision for loan losses | 0 | 0 | 15,000 | 50,000 |
| Pretax income | 144,000 | 443,000 | 696,000 | 872,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 144,000 | 443,000 | 696,000 | 872,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,266,000 | 5,569,000 | 5,821,000 | 5,502,000 |
| Total capital | 5,587,000 | 5,879,000 | 6,140,000 | 5,742,000 |
| Risk-weighted assets | 26,047,000 | 28,995,000 | 31,392,000 | 33,430,000 |