Call reports 2013
SICILY ISLAND STATE BANK — 2013
What SICILY ISLAND STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 36,803,000 | 37,930,000 | 39,191,000 | 43,119,000 |
| Total loans | 27,610,000 | 28,396,000 | 27,618,000 | 28,583,000 |
| Allowance for loan losses | 356,000 | 355,000 | 344,000 | 323,000 |
| Securities available for sale | 1,695,000 | 1,733,000 | 1,934,000 | 2,332,000 |
| Securities held to maturity | 1,564,000 | 1,398,000 | 1,297,000 | 1,215,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,176,000 | 31,160,000 | 32,501,000 | 36,746,000 |
| Interest-bearing deposits | 23,764,000 | 23,974,000 | 22,742,000 | 30,963,000 |
| Noninterest-bearing deposits | 6,412,000 | 7,186,000 | 9,759,000 | 5,783,000 |
| Equity capital | 5,006,000 | 5,107,000 | 5,310,000 | 5,112,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 526,000 | 1,071,000 | 1,648,000 | 2,280,000 |
| Interest expense | 69,000 | 133,000 | 191,000 | 307,000 |
| Net interest income | 457,000 | 938,000 | 1,457,000 | 1,973,000 |
| Noninterest income | 74,000 | 156,000 | 244,000 | 342,000 |
| Noninterest expense | 390,000 | 792,000 | 1,208,000 | 1,634,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 141,000 | 302,000 | 493,000 | 681,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 141,000 | 302,000 | 493,000 | 681,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,922,000 | 5,083,000 | 5,274,000 | 5,125,000 |
| Total capital | 5,236,000 | 5,409,000 | 5,594,000 | 5,448,000 |
| Risk-weighted assets | 25,087,000 | 26,071,000 | 25,427,000 | 26,313,000 |