Call reports 2012
SICILY ISLAND STATE BANK — 2012
What SICILY ISLAND STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 33,342,000 | 35,087,000 | 37,584,000 | 39,699,000 |
| Total loans | 25,079,000 | 26,962,000 | 26,791,000 | 26,819,000 |
| Allowance for loan losses | 349,000 | 362,000 | 377,000 | 360,000 |
| Securities available for sale | 2,044,000 | 1,963,000 | 1,963,000 | 1,958,000 |
| Securities held to maturity | 1,737,000 | 1,627,000 | 1,628,000 | 1,629,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,029,000 | 28,530,000 | 30,807,000 | 33,224,000 |
| Interest-bearing deposits | 23,785,000 | 25,037,000 | 23,824,000 | 27,327,000 |
| Noninterest-bearing deposits | 3,244,000 | 3,493,000 | 6,983,000 | 5,897,000 |
| Equity capital | 4,677,000 | 4,881,000 | 5,077,000 | 4,880,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 522,000 | 1,065,000 | 1,625,000 | 2,186,000 |
| Interest expense | 79,000 | 163,000 | 242,000 | 320,000 |
| Net interest income | 443,000 | 902,000 | 1,383,000 | 1,866,000 |
| Noninterest income | 68,000 | 141,000 | 209,000 | 286,000 |
| Noninterest expense | 316,000 | 649,000 | 987,000 | 1,413,000 |
| Provision for loan losses | 15,000 | 31,000 | 46,000 | 60,000 |
| Pretax income | 180,000 | 363,000 | 559,000 | 679,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 180,000 | 363,000 | 559,000 | 679,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,597,000 | 4,782,000 | 4,976,000 | 4,783,000 |
| Total capital | 4,876,000 | 5,087,000 | 5,283,000 | 5,079,000 |
| Risk-weighted assets | 22,285,000 | 24,320,000 | 24,512,000 | 24,666,000 |