Call reports 2011
SICILY ISLAND STATE BANK — 2011
What SICILY ISLAND STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 31,508,000 | 30,633,000 | 35,278,000 | 31,490,000 |
| Total loans | 21,406,000 | 23,612,000 | 24,875,000 | 24,313,000 |
| Allowance for loan losses | 393,000 | 407,000 | 425,000 | 335,000 |
| Securities available for sale | 1,855,000 | 1,906,000 | 1,756,000 | 1,760,000 |
| Securities held to maturity | 1,941,000 | 1,842,000 | 1,841,000 | 1,842,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,090,000 | 24,282,000 | 28,961,000 | 25,399,000 |
| Interest-bearing deposits | 21,540,000 | 21,401,000 | 24,089,000 | 22,585,000 |
| Noninterest-bearing deposits | 3,550,000 | 2,881,000 | 4,872,000 | 2,814,000 |
| Equity capital | 4,173,000 | 4,380,000 | 4,633,000 | 4,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 459,000 | 966,000 | 1,508,000 | 2,022,000 |
| Interest expense | 92,000 | 183,000 | 267,000 | 350,000 |
| Net interest income | 367,000 | 783,000 | 1,241,000 | 1,672,000 |
| Noninterest income | 93,000 | 166,000 | 241,000 | 326,000 |
| Noninterest expense | 312,000 | 630,000 | 941,000 | 1,306,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 55,000 |
| Pretax income | 133,000 | 289,000 | 496,000 | 637,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 133,000 | 289,000 | 496,000 | 637,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,186,000 | 4,340,000 | 4,548,000 | 4,418,000 |
| Total capital | 4,437,000 | 4,616,000 | 4,834,000 | 4,696,000 |
| Risk-weighted assets | 19,943,000 | 21,761,000 | 22,761,000 | 22,096,000 |