Call reports 2010
SICILY ISLAND STATE BANK — 2010
What SICILY ISLAND STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 30,719,000 | 29,889,000 | 34,343,000 | 34,538,000 |
| Total loans | 22,587,000 | 22,548,000 | 22,276,000 | 22,150,000 |
| Allowance for loan losses | 634,000 | 359,000 | 384,000 | 393,000 |
| Securities available for sale | 1,367,000 | 1,634,000 | 1,266,000 | 1,825,000 |
| Securities held to maturity | 2,163,000 | 2,163,000 | 1,557,000 | 1,941,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,121,000 | 23,635,000 | 27,890,000 | 28,325,000 |
| Interest-bearing deposits | 22,505,000 | 21,376,000 | 21,349,000 | 25,107,000 |
| Noninterest-bearing deposits | 2,616,000 | 2,259,000 | 6,541,000 | 3,218,000 |
| Equity capital | 3,844,000 | 3,987,000 | 4,168,000 | 4,009,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 474,000 | 965,000 | 1,477,000 | 1,978,000 |
| Interest expense | 113,000 | 217,000 | 320,000 | 417,000 |
| Net interest income | 361,000 | 748,000 | 1,157,000 | 1,561,000 |
| Noninterest income | 85,000 | 187,000 | 269,000 | 359,000 |
| Noninterest expense | 307,000 | 625,000 | 942,000 | 1,279,000 |
| Provision for loan losses | 50,000 | 80,000 | 105,000 | 125,000 |
| Pretax income | 89,000 | 230,000 | 379,000 | 516,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 89,000 | 230,000 | 379,000 | 516,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,835,000 | 3,975,000 | 4,123,000 | 4,051,000 |
| Total capital | 4,107,000 | 4,243,000 | 4,383,000 | 4,311,000 |
| Risk-weighted assets | 21,396,000 | 21,313,000 | 21,679,000 | 20,631,000 |