Call reports 2009
SICILY ISLAND STATE BANK — 2009
What SICILY ISLAND STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 29,013,000 | 30,757,000 | 30,579,000 | 31,534,000 |
| Total loans | 22,421,000 | 22,664,000 | 22,339,000 | 22,459,000 |
| Allowance for loan losses | 504,000 | 527,000 | 563,000 | 575,000 |
| Securities available for sale | 807,000 | 805,000 | 1,138,000 | 874,000 |
| Securities held to maturity | 4,274,000 | 3,498,000 | 3,164,000 | 3,164,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,371,000 | 25,238,000 | 24,887,000 | 26,055,000 |
| Interest-bearing deposits | 21,227,000 | 22,786,000 | 22,693,000 | 22,555,000 |
| Noninterest-bearing deposits | 2,144,000 | 2,453,000 | 2,194,000 | 3,500,000 |
| Equity capital | 3,610,000 | 3,724,000 | 3,880,000 | 3,761,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 542,000 | 1,085,000 | 1,610,000 | 2,130,000 |
| Interest expense | 148,000 | 280,000 | 413,000 | 537,000 |
| Net interest income | 394,000 | 805,000 | 1,197,000 | 1,593,000 |
| Noninterest income | 48,000 | 105,000 | 174,000 | 255,000 |
| Noninterest expense | 289,000 | 582,000 | 891,000 | 1,252,000 |
| Provision for loan losses | 0 | 60,000 | 90,000 | 100,000 |
| Pretax income | 153,000 | 268,000 | 390,000 | 496,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 153,000 | 268,000 | 390,000 | 496,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,613,000 | 3,726,000 | 3,848,000 | 3,744,000 |
| Total capital | 3,872,000 | 3,991,000 | 4,115,000 | 4,015,000 |
| Risk-weighted assets | 20,513,000 | 20,977,000 | 21,060,000 | 21,381,000 |